If you are eligible and have received a layoff or non-renewal, you need to decide whether or not to participate in the programs. Eligibility for these programs are outlined in the policies below. Review your specific policy for your employee group, including contacts, definitions, procedures, and the forms and instructions that are needed.
- Layoff Severance Program for Civil Service & Union-Represented Staff Employees
- Non-Renewal Program for Academic Professional and Administrative Employees
Under these programs you have the option to enroll in a different medical or dental plan, add eligible dependents to your coverage, or cancel your coverage. You can choose any medical or dental plan that is available in the county where you live.
In exchange for participating in the program, you waive certain rights under your employee group and agree not to reapply or be rehired for University employment for a period equal to the number of weeks of severance paid, beginning on the first day of non-employment.
Note: depending on your layoff or non-renewal agreement, your coverage could last for 6-18 months. After your nonrenewal or layoff coverage ends, or if you choose not to participate in the layoff or non-renewal program, you may qualify for COBRA Continuation of Coverage until the 18-month mark following your employment. These dates run concurrently.
Severance Pay Subject to Payroll Taxes
Please note that if you participate in the layoff or non-renewal program, the lump-sum severance payment is subject to payroll taxes with some taxes withheld at the supplemental wages tax rate. This payment cannot be placed into the Optional Retirement Plan or Section 457 Deferred Compensation Plan.
Continuing Your Benefits
If you choose to participate in the layoff or non-renewal program, the University will contribute toward the cost of your medical or dental coverage for the period shown in the chart below. The contribution is based on your work location and permanent address on your last day of employment.
Continued benefits under a layoff or non-renewal program are administered and billed directly through Benefits Resource (BRI).
| Full Years of Continuous Service | Period of University Contribution |
|---|---|
| Less than 3 years | University will NOT contribute |
| 3 through 4 years | University will contribute for up to 6 months |
| 5 through 9 years | University will contribute for up to 12 months |
| 10 years and over | University will contribute for up to 18 months |
Medical Rates for Layoff Severance & Non-Renewal Agreements
The University’s contribution to the cost of your medical coverage is based on the tier of coverage that you had during employment, work location, and permanent residence as of the specific date defined in the voluntary retirement or layoff or non-renewal program that applies to you.
If you did not participate in or earn the required number of Wellbeing Points, your cost is shown in the Standard Rates chart. If you earned the required number of Wellbeing Points for a $500 or $750 reduction, your cost is shown in the Wellbeing Program Achievement Rates chart.
2024 Standard Rates Per Month
Former Employee Only
| Plan | Employee Cost | University Contribution | Total Cost |
|---|---|---|---|
| Medica Elect/Essential (Twin Cities & Duluth Base Plan) | $117.52 | $786.35 | $903.87 |
| Medica Choice Regional (Greater Minnesota Base Plan) | $117.52 | $786.35 | $903.87 |
| Medica ACO Plan (Crookston area, Duluth area & parts of northeastern Minnesota, Rochester area, Twin Cities metro area) | $70.85 | $786.35 | $857.20 |
| Medica Choice National | $324.13 | $786.35 | $1,110.48 |
| Medica HSA | $102.29 | $786.35 | $888.64 |
Former Employee and Children
| Plan | Employee Cost | University Contribution | Total Cost |
|---|---|---|---|
| Medica Elect/Essential (Twin Cities & Duluth Base Plan) | $305.28 | $1,260.29 | $1,565.57 |
| Medica Choice Regional (Greater Minnesota Base Plan) | $305.28 | $1,260.29 | $1,565.57 |
| Medica ACO Plan (Crookston area, Duluth area & parts of northeastern Minnesota, Rochester area, Twin Cities metro area) | $221.23 | $1,260.29 | $1,481.52 |
| Medica Choice National | $661.20 | $1,260.29 | $1,921.49 |
| Medica HSA | $279.60 | $1,260.29 | $1,539.89 |
Former Employee and Spouse With or Without Children
| Plan | Employee Cost | University Contribution | Total Cost |
|---|---|---|---|
| Medica Elect/Essential (Twin Cities & Duluth Base Plan) | $457.08 | $1,886.93 | $2,344.01 |
| Medica Choice Regional (Greater Minnesota Base Plan) | $457.08 | $1,886.93 | $2,344.01 |
| Medica ACO Plan (Crookston area, Duluth area & parts of northeastern Minnesota, Rochester area, Twin Cities metro area) | $335.83 | $1,886.93 | $2,222.76 |
| Medica Choice National | $990.88 | $1,886.93 | $2,877.81 |
| Medica HSA | $416.02 | $1,886.93 | $2,302.95 |
2024 Wellbeing Program Achievement Rates Per Month
Former Employee Only
| Plan | Employee Cost | University Contribution | Total Cost |
|---|---|---|---|
| Medica Elect/Essential (Twin Cities & Duluth Base Plan) | $75.85 | $828.02 | $903.87 |
| Medica Choice Regional (Greater Minnesota Base Plan) | $75.85 | $828.02 | $903.87 |
| Medica ACO Plan (Crookston area, Duluth area & parts of northeastern Minnesota, Rochester area, Twin Cities metro area) | $29.18 | $828.02 | $857.20 |
| Medica Choice National | $282.46 | $828.02 | $1,110.48 |
| Medica HSA | $60.62 | $828.02 | $888.64 |
Former Employee and Children
| Plan | Employee Cost | University Contribution | Total Cost |
|---|---|---|---|
| Medica Elect/Essential (Twin Cities & Duluth Base Plan) | $263.61 | $1,301.96 | $1,565.57 |
| Medica Choice Regional (Greater Minnesota Base Plan) | $263.61 | $1,301.96 | $1,565.57 |
| Medica ACO Plan (Crookston area, Duluth area & parts of northeastern Minnesota, Rochester area, Twin Cities metro area) | $179.56 | $1,301.96 | $1,481.52 |
| Medica Choice National | $619.53 | $1,301.96 | $1,921.49 |
| Medica HSA | $237.93 | $1,301.96 | $1,539.89 |
Former Employee and Spouse With or Without Children
| Plan | Employee Cost | University Contribution | Total Cost |
|---|---|---|---|
| Medica Elect/Essential (Twin Cities & Duluth Base Plan) | $394.58 | $1,949.43 | $2,344.01 |
| Medica Choice Regional (Greater Minnesota Base Plan) | $394.58 | $1,949.43 | $2,344.01 |
| Medica ACO Plan (Crookston area, Duluth area & parts of northeastern Minnesota, Rochester area, Twin Cities metro area) | $273.33 | $1,949.43 | $2,222.76 |
| Medica Choice National | $928.38 | $1,949.43 | $2,877.81 |
| Medica HSA | $353.52 | $1,949.43 | $2,302.95 |
Dental Rates for Layoff Severance & Non-Renewal Agreements
The University’s contribution to the cost of your dental coverage is based on the tier of coverage that you had during employment, work location, and permanent residence as of the specific date defined in the voluntary retirement or layoff or non-renewal program agreement that applies to you.
2024 Dental Rates
Former Employee Only
| Plan | Employee Cost | University Contribution | Total Cost |
|---|---|---|---|
| Delta Dental PPO (Twin Cites & Duluth Base Plan) | $4.68 | $34.39 | $39.07 |
| Delta Dental Premier (Greater Minnesota Base Plan) | $4.68 | $43.23 | $47.91 |
| Delta Dental Premier: Twin Cities & Duluth | $13.52 | $34.39 | $47.91 |
Former Employee and Children
| Plan | Employee Cost | University Contribution | Total Cost |
|---|---|---|---|
| Delta Dental PPO (Twin Cites & Duluth Base Plan) | $44.87 | $48.60 | $93.47 |
| Delta Dental Premier (Greater Minnesota Base Plan) | $44.87 | $69.27 | $114.14 |
| Delta Dental Premier: Twin Cities & Duluth | $65.54 | $48.60 | $114.14 |
Former Employee and Spouse With or Without Children
| Plan | Employee Cost | University Contribution | Total Cost |
|---|---|---|---|
| Delta Dental PPO (Twin Cites & Duluth Base Plan) | $52.04 | $56.40 | $108.44 |
| Delta Dental Premier (Greater Minnesota Base Plan) | $52.04 | $80.99 | $133.03 |
| Delta Dental Premier: Twin Cities & Duluth | $76.63 | $56.40 | $133.03 |