November 1 to November 30, 2021
What Is Open Enrollment?
Open Enrollment is the annual period when employees have the opportunity to make changes to their benefits for the next calendar year. It is also when the University announces benefit plan changes and biweekly contribution rates for the next calendar year. The choices you make during Open Enrollment take effect on January 1. Open Enrollment is generally the only time of year that you can change your benefits options, unless you have a qualifying life event like marriage, childbirth, or divorce.
What's New for 2022?
For 2022, there are no plan design changes or changes to the carriers. A few things to know include:
- Medical plan rates are changing for 2022. See 2022 medical rates.
- Health Savings Account (HSA) maximum contribution is increasing for 2022. The University will continue to contribute $750/Employee Only and $1,500/Family (either tier) to employees participating in the HSA, and in addition, employees can now contribute $2,900/Employee Only or $5,800/Family.
NEW! Employee Open Enrollment Webinar. Want to learn more about how Open Enrollment works, and what your benefit options are at the University? Watch the recording of the Open Enrollment Webinar (from 11/1/21) in the Videos section below.
What Do I Have to Do for Open Enrollment?
The enrollment period is always a good time to review your current benefit selections, and your covered dependents, to make sure your benefits are meeting your needs. Whether you have to do anything during Open Enrollment depends on if you want to change any of your benefits:
"I don’t want to change my benefits."
The Flexible Spending Account (FSA) is the only employee benefit that you will lose in 2022 if you do not re-enroll. Your other benefits will stay the same if left untouched.
Do you have a Flexible Spending Account (FSA) now, or want to select a Flexible Spending Account for 2022?
Yes: Since Flexible Spending Accounts (Health Care FSA and the Dependent Care FSA) need to be enrolled in every year, you’ll need to enroll annually during Open Enrollment using the online process to ensure you have an FSA in 2022.
No: If you do not want a Flexible Spending Account for 2022, you do not need to make that selection during Open Enrollment.
"I want to make changes to my benefits."
You can change several things during Open Enrollment:
- Medical and Dental: Choose a different medical plan or dental plan.
- Coverage level: Add or cancel coverage for your spouse or dependent children.
- Flexible Spending Accounts: Enroll in a Flexible Spending Account (FSA) so you can use pre-tax dollars for health care or dependent care expenses—participants must enroll every year!
- Short-Term Disability: Increase the amount of your existing voluntary short-term disability insurance by $100 or $200 without evidence of good health, not to exceed the maximum, or cancel your existing coverage. (If you do not have existing coverage and want to apply, or to add more than $200 in coverage, use this separate Voluntary Disability Enrollment Form rather than the MyU Portal.)
- Long-Term Disability: Begin, decrease, increase, or cancel voluntary long-term disability insurance coverage if you are a Civil Service or Labor Represented employee.
- Child Life Insurance: Enroll in coverage without evidence of insurability, or cancel existing coverage.
- Additional Employee and Spouse Life: You can apply to increase, decrease, or cancel your existing coverage by using the Application for Optional Life Insurance. Evidence of insurability is required for joining or increasing coverage.
What If I Want to Make a Benefit Change Outside the Open Enrollment Period?
It is possible to make changes to your medical, dental, FSA, and life insurance benefits outside of the Open Enrollment window if you have a qualifying life event such as marriage, childbirth, or adoption. This includes adding and removing dependents. Learn more on the Life Events webpage.
Some benefits can be updated throughout the year WITHOUT a qualifying life event:
- Retirement savings: enroll in the Optional Plan or 457 Plan, change your contribution to an optional plan, meet with a retirement planner, update beneficiaries
- Life Insurance: apply for or increase additional employee life insurance (subject to underwriting), update beneficiaries
- Health Savings Account (HSA): change your contribution, as long as you are in the Medica HSA medical plan. Email [email protected] to get started.
- Short Term Disability coverage: enroll in short-term disability, subject to underwriting.
- Wellbeing Program: medical plan members can create an account with Virgin Pulse throughout the year. (The program year starts September 1 and ends the following August 31.)
Virtual Benefits Fair
After last year's success, OHR is going to continue the Virtual Benefits Fair to ensure that you can get the benefits information you need from home. This online fair features vendor resources including videos, flyers and info sheets to download or print, and instructions for reaching out to plan experts with questions or concerns.
Join the fair from November 1–30, 24/7 at Z.umn.edu/VirtualBenefitsFair, or jump to learn more about:
Open Enrollment Brochure
This brochure explains what benefits can be changed or selected during Open Enrollment and includes the 2022 medical plan rates.
also available in:
Preparing for Open Enrollment
Open Enrollment Changes You Can Make
How to Enroll During Open Enrollment
Open Enrollment Webinar
Help With Online Enrollment
The OHR Contact Center staff can help you with your benefits questions and enrollment. You can contact them by calling 612-624-8647 or 1-800-756-2363, or emailing [email protected].
For those who don’t have ready access to a computer, the OHR Contact Center staff can provide a paper Open Enrollment form.
How Do I Enroll?
To complete your Open Enrollment, follow these steps:
1. Collect the materials you’ll need before you go online.
- University Internet ID, MyU Password, and Duo device for logging in.
- Any lists or notes of plan changes you’d like to make, including: If you’re enrolling in Medica Elect & Essential, have you chosen a Primary Care Clinic?
- If you’re choosing additional life or spouse life insurance, do you know your maximum amounts?
- If you’re choosing short and/or long term disability coverage, do you know your maximum amount?
- Birthdate and Social Security number for any dependents or a spouse you’re adding to your plan, if applicable. (Remember to add each dependent to each plan they're joining. For example, your dependent's enrollment in Medical will not automatically enroll them in Dental, they must be added to each.)
- Any notes or lists you’ve made about plan changes you’re making.
2. Go to MyU.umn.edu.
- Log in.
- Select “My Benefits” in the left panel.
- Choose "My Benefits Enrollment," scroll down, and click "Select."
3. Click to choose your benefits options.
- All your benefits will automatically re-enroll except the FSA, which must be enrolled in annually.
- You can save drafts and make changes before hitting “Submit.”
4. Click “Submit” on or before November 30, 2021.
Saved drafts that aren’t submitted won’t be officially entered.
Open Enrollment Information for Retirees
Open Enrollment Information for Former Employees
Open Enrollment Information for Current Federal Employees
- Guide for Eligible Federal Employees (PDF)
Member ID Cards
You’ll receive new member ID cards at your home address from your Medica medical plan. Delta Dental and Prime Therapeutics will send new member ID cards only if you’re a new enrollee or if you changed coverage levels or plan options.
Verifying Dependent Eligibility
If you add new dependents to your medical or dental plan, you will be asked to provide documents to verify that they are eligible. Accepted documentation includes a marriage certificate, birth certificate, or evidence of legal custody or adoption, or tax forms.